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The new BHW Dispo maXX


Flexibility with perspective: advantageous financial plan or high yields.

The advantages of the new BHW Dispo maXX You would like to plan for the future whilst allowing for all possibilities? With the new BHW Dispo maXX you already set the course today for your decisions tomorrow - without committing yourself. Building, renovating, rebuilding or simply saving? Favourable finance plan or high yields? BHW Dispo maXX offers you a suitable solution for each target - with maXXimum flexibility. And all this at especially reasonable conditions.

Your advantages at a glance:

  • Low interest rate building society loan - already off 1,90% (2,07% effective yearly interest).
  • Rapid building finance plan - without a regular minimum savings balance.
  • Maximum yield opportunities - with up to 4%* credit interest.
  • Savings gain through attractive assistance by state and employer.
  • No fees for account management, loan services and establishment of the grant value.
  • Simply inexpensive financing: building loans for as little as 1,90%!

    BHW Dispo maXX is your guarantee for low-rate interest building loans and a financial plan according to your wishes. By the choice of your savings performance, your payment rates and the chosen loan amount, you decide your loan interest rate yourself: 3,75%, 2,90% or only 1,90% (effective annual interest rate 2,07% to 3,96% after allocation). And the best: the interest rate remains the same during the entire term - completely independent of the interest rate developments on the capital market. Thus, from the beginning, you are assured maXXimum planning safety with your finance plan. With BHW Dispo maXX your building loan becomes readily available after a short period - entirely without a regular minimum savings balance. Disposition of your loan is decided upon by yourself, depending on the amount of your payment rates.

    Simply earn more interest: up to 4%* credit interest!

    Whether you are realising your dream of home ownership, or would like to create a financial nest egg for a special wish later: BHW Dispo maXX lets your money work towards your goals. The basic interest rate of 1,0% p.a. is guaranteed at all events.

    * If you should step down from your building loan after 7 years, the total payment of interest would be raised up to 2,5 % - 4,00%, retrospectively from the beginning of the contract (not valid for contract changes, transfers, pre- and interim financial plans and cessions).The additional interest rate (total amount of annual interest) is based on the market yield for fixed interestbearing securities value 15.12. of the previous calender year. The payment of the additional interest rate will end eight years after the beginning of the contract.

    BHW Dispo maXX thus currently offers you one of the highest risk-free savings yields. In addition, the state rewards building loans with tax benefits.

    (when laying claim to tax benefits, a taxable binding clause of a basic 10 year period is valid).

    Favourable building loans - without confusing charges!

    With BHW you get to your building loan in a particularly inexpensive way. After payment of the settlement fee, you will not be unpleasantly surprised by additional charges. With BHW Dispo maXX you save fees for account management and loan services. And establishment of the grant value is gratis with us.

    Free shaping of your building loan: with BHW Dispo maXX you have every freedom. Inexpensive building loans or high yields - YOU alone decide.

    Talk to us about e.g. state aids, but also about tax savings opportunities with BHW. With us you’ll arrive more easily at your goal.

     


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