BHW Bausparkasse AG - Private sector

As of March 1993, the BHW Bausparkasse Ag, Luxembourg Branch, offers all private employees in Luxembourg the possibilities of building savings schemes.
The Bausparkasse has an attractive tariff system, BHW Dispo maXX, with additional financial building blocks.
The BHW Bausparkasse not only has a head office in Luxembourg City, but also offices in Esch-sur-Alzette and Colmar-Berg. It co-operates with the Spuerkeess.

Your contact persons:

Cristobal Lara

Building savings scheme and financing Services

43, avenue Gordon Smith
L-7740 Colmar-Berg




Tel.: +352 26 88 74 68
Cellular: +352 621 340 139 



After many years of low interest rates, construction interest rates have risen sharply following the ECB's announcements of key interest rate increases. Historically, interest rates for real estate loans develop in parallel with interest rate developments. A building savings contract is therefore a sensible instrument for securing long-term interest rates for the future, right up to the last installment. In addition, under certain conditions, there are government subsidies and a strong partner with a customized financing plan.

Our Partner:


Spuerkeess is the BHW building society partner in the Grand Duchy of Luxembourg.